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Old 03-28-2013, 11:27 AM   #12
Darryl Buckner
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Join Date: Dec 2007
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Quote:
Originally Posted by WWhittle View Post
Increaesed home value and cost to replace are two different things. Your insurance is based on cost to replace.



Tell me about it. My health insurance just went up $50 a month too.

And you are right, insurance increases are at every company, but I haven't shopped it since the day I moved in so I am hoping I can find another company to insure me for a little lower premium to offset the increase.

My beef is the reason for the increase, it's bullshit.
The big things I noticed when shopping home owners insurance, and it may not matter to you, was percentage of homes value to replace contents. Farm Bureau for instance was waaaaay cheaper then State Farm, but only 30% for contents, State Farm was 70%, so I stayed..
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